How to get 1st credit card and start building credit history

This article discusses the importance of getting a credit card after college and provides tips for obtaining one in India. It emphasizes the challenges faced by individuals with limited credit history and highlights the significance of credit reports and credit bureaus in the approval process. The article suggests applying for a credit card at the same bank where one has a salary account or opting for a secured card backed by a deposit. It also recommends paying in installments to demonstrate responsible financial behavior and advises choosing the right card based on individual needs and preferences. Additionally, it emphasizes the importance of paying bills on time to maintain a healthy credit score.